Learn about the impact of technology on financial services

Friday, August 6, 2021

Learn about the impact of technology on financial services

Financial entities that decide to invest in technological innovation can offer more complete services and thus provide better experiences to their users.
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Financial entities that decide to invest in technological innovation are able to offer more complete services and thereby provide better experiences to their users.

The finance sector has seen technology as an essential tool to transform and survive in an increasingly digital world, managing to obtain the impetus for the change of model that the system already required.

Among the changes they are experiencing are: cost reduction and coverage for a larger segment of the population that was previously excluded from traditional financial systems.

The FinTechs demonstrated that technology can be used to offer truly innovative products and services, replacing old systems and driving a transformation process in an accelerated way.

Coming to eradicate the user's need to depend on a bank office to carry out their procedures, managing to do so from their own mobile device without the need for intermediaries.

Similarly, FinTechs are institutions that break into traditional financial systems through technology, adding value to them or offering new services at a lower cost and ease of use, as well as transparency before users.

The same ones that change tastes as new disruptive ideas appear on the market.

AntIT is the perfect ally that your financial institution needs to take that step towards digital transformation, our team will perfectly match yours every step of the way, taking you to a higher level of competitiveness in the market.

Las entidades financieras que deciden invertir en innovaci贸n tecnol贸gica logran ofrecer servicios m谩s completos y con esto brindar mejores experiencias a sus usuarios.

El sector de las finanzas ha visto en la tecnolog铆a una herramienta imprescindible para transformarse y sobrevivir en un mundo cada vez m谩s digital, logrando obtener el impulso para el cambio de modelo que ya requer铆a el sistema.

Entre los cambios que est谩n experimentando est谩n: reducci贸n de costos y cobertura a un segmento mayor de la poblaci贸n que antes era excluida de los sistemas financieros tradicionales.

Las FinTech demostraron que la tecnolog铆a puede ser usada para ofrecer productos y servicios realmente innovadores, reemplazando los sistemas antiguos e impulsando un proceso de transformaci贸n de un modo acelerado.

Viniendo a erradicar la necesidad del usuario de depender de una oficina bancaria para la realizaci贸n de sus tr谩mites, logrando hacerlo desde su propio dispositivo m贸vil sin necesidad de intermediarios.

De igual forma las FinTech son instituciones que irrumpen a trav茅s de la tecnolog铆a en los sistemas financieros tradicionales agreg谩ndoles valor u ofreciendo nuevos servicios a un menor costo y sencillez en su uso as铆 como transparencia ante los usuarios.

Mismos que cambian de gustos a media que nuevas ideas disruptivas aparecen en el mercado.

AntIT es el aliado perfecto que su entidad financiera necesita para dar ese paso a la transformaci贸n digital, nuestro equipo embonar谩 perfectamente con el suyo a cada paso del camino llev谩ndolo a un mayor nivel de competitividad en el mercado.

Advantages of FinTech as allies of banking

Entre las principales ventajas est谩n:聽聽

Automatizaci贸n del servicio al cliente: con la utilizaci贸n de chatbots se pueden automatizar conversaciones o tareas sin la intervenci贸n humana.

Optimizaci贸n de procesos internos: la inteligencia artificial aument贸 la eficiencia de los servicios y mejor贸 la experiencia de sus usuarios.

Las FinTech permiten la incorporaci贸n de la tecnol贸gicas a los procesos, productos y servicios financieros. Haci茅ndolos en m谩s r谩pidos, mejores y a un menor costo modificando la oferta existente.

Personalizaci贸n de los servicios: el empleo de an谩lisis de data le facilita a las entidades financieras personalizar las ofertas que ofrecen a sus clientes.

Mejorando la calidad de sus servicios y promoviendo una mayor lealtad ante la satisfacci贸n lograda.

Incremento de la seguridad: en busca de ofrecer servicios m谩s r谩pidos y confiables cada vez m谩s entidades bancarias integran soluciones de reconocimiento biom茅trico como: facial, de voz, huellas dactilares, etc.

Simplificando la utilizaci贸n de claves de seguridad por parte del usuario, ahorr谩ndole tiempo y protegiendo sus datos.

Modernizaci贸n de medios de pagos: los medios de pagos han sido una de las 谩reas del sector financiero que聽 se ha visto m谩s impactada por las nuevas tecnolog铆as.

El uso de efectivo se ha visto reducido聽 y en su lugar se ha incrementado la utilizaci贸n de聽 Apps para la realizaci贸n de pagos, transferencias bancarias, la posibilidad de pagos internacionales e incluso pagos en comercios.

La diversidad de m茅todos e infraestructuras de pago es positiva en t茅rminos de estabilidad financiera; al permitir que el sistema sea m谩s descentralizado trasladando el riesgo operativo al terreno de la ciberseguridad.

AntIT destaca en el mercado como una desarrolladora de productos FinTech cuya experiencia le puede ayudar a alcanzar ese nivel de innovaci贸n que ha estado buscando, cont谩ctenos y lo guiaremos en la mejor ruta a seguir para su organizaci贸n.


Among the main advantages are: 聽

Automation of customer service: with the use of chatbots you can automate conversations or tasks without human intervention.

Optimization of internal processes: artificial intelligence increased the efficiency of services and improved the experience of its users.

FinTechs allow the incorporation of technology into financial processes, products and services. Making them faster, better and at a lower cost by modifying the existing offer.

Personalization of services: the use of data analysis makes it easier for financial institutions to personalize the offers they offer to their clients.

Improving the quality of its services and promoting greater loyalty to the satisfaction achieved.

Increased security: in search of offering faster and more reliable services, more and more banks are integrating biometric recognition solutions such as: facial, voice, fingerprints, etc.

Simplifying the use of security keys by the user, saving time and protecting their data.

Modernization of payment methods: payment methods have been one of the areas of the financial sector that has been most affected by new technologies.

The use of cash has been reduced and instead the use of Apps has increased to make payments , bank transfers, the possibility of international payments and even payments in shops.

The diversity of payment methods and infrastructures is positive in terms of financial stability; by allowing the system to be more decentralized by transferring operational risk to the cybersecurity arena.

AntIT stands out in the market as a FinTech product developer whose experience can help you achieve that level of innovation you have been looking for , contact us and we will guide you in the best path to follow for your organization.


Melissa L贸pez
August 6, 2021
Banking